Social security disability is a government program that provides payments or benefits for people who are disabled and unable to perform substantial, gainful employment.

One of the problems of social security disability is that it is sometimes difficult to begin receiving social security disability. In order to receive social security disability, you must show that you are not only disabled, but that the disability will prevent you from gaining employment or income.

In addition, the application process for receiving social security disability benefits can be very difficult. Often times, people are initially rejected and are forced to appeal the decision several times before being accepted for social security disability.

This appeals process may take years to complete, and can require the review of medical records to show that the disability does, in fact, prevent you from making a livable income. To help you with the appeals process, contact an experienced social security disability attorney in Arkansas first.

Your social security disability lawyer in Arkansas will help you appeal the decision if the social security administration denies your application.

After appealing the decision, the social security administration may want to determine your disability status in court. In this case, a social security disability attorney will be needed to provide legal assistance in proving that you need social security disability.

If your application is accepted, you will receive social security disability beginning from the time you were first disabled. This means that you may receive a check for all the social security disability that you could have been receiving from the time you were unable to provide gainful income to the time the social security administration approves your social security disability application.

Legal advantages for marriage in Arkansas

In the United States today, marriage gets mixed reviews. We guarantee that when it comes to hot-button topics to avoid in the office break room, marriage would rank third (right behind politics and religion). While marriage has been viewed as a vital part of society for centuries, many modern-day Americans are questioning whether it’s really necessary.

The numbers don’t lie: a recent report from the Pew Research Center shows that the number of never-married adults in the U.S. is at an all-time high: 1 in 5 adults ages 25+ have never been married, compared to 1 in 10 adults in 1960. People are getting married later in life, while some simply aren’t interested in marriage at all.

People get married for many different reasons; hopefully, deep love and commitment are at the top of the list. But as much as we love a good Edible Arrangement, at Taylor King Law we tend to look at things from a...well...legal standpoint. And because Arkansas law does not recognize common law marriage, living with your partner for many years is simply not the same as being married in the eyes of the state.

This bears repeating: There are no common-law marriages in Arkansas. 

You’re probably aware of the potential tax benefits of marriage: you can file taxes jointly (which may or may not benefit you, depending on your employment statuses and income), and you won’t have to pay taxes on any gifts you give your spouse. But did you know about these other important benefits that come with being legally married?

  1. You’re next-of-kin for your spouse. If he or she is sick or hospitalized, you’ll be the first to get updates and have visitation privileges. You’ll be able to make the medical decisions if your spouse is unable to, as well as potentially sue for wrongful death in the event of wrongdoing. If you’re unmarried, your partner’s parents will likely be considered next-of-kin, not you.

  2. You can receive spousal Social Security benefits - and qualify for “survivor” benefits if your spouse dies. It’s also possible to receive benefits if you are divorced but were married for at least 10 years. Those rights are not granted to an unmarried partner.

  3. If your spouse is killed on the job, you can receive Workman’s Compensation on their behalf. Again, this only applies to legally married spouses.

  4. You’ll have power if your spouse doesn’t leave a will. If a deceased person was unmarried, the state determines where his or her assets go - likely to a blood relative, rather than an unmarried partner.

  5. You can roll over your deceased spouse’s IRA into your own IRA. If you’re unmarried and your partner dies, you’ll have to begin taking those distributions immediately. But if you are married, then you can postpone minimum distributions and roll it over into your own IRA. 

There are countless other psychological and emotional benefits to being married, but we’ll leave those to psychologists to explain. Of course, we would never encourage you to get married simply because you stand to gain something from it. If you’re committed to spending the rest of your life with someone but just don't want to "put a ring on it," however, you might want to take another look at the legal ramifications.

If you've never created a will, living will, or durable power of attorney, we offer those services at Taylor King Law! Call 1-800-227-9732 today to discuss how we can help you. And if your or your spouse has been injured in a car accident, motorcycle wreck, on the job, or you suspect nursing home abuse or neglect, we handle that, too. The Arkansas injury lawyers at Taylor King look forward to talking with you. 

social security disability insurance taylor king law arkansas

Do You Qualify for Social Security Disability Insurance in Arkansas?

Medical conditions and chronic injuries leave thousands of Arkansans wondering how they’ll pay their bills. This financial hardship is partly caused by the high cost of ongoing treatment, expensive emergency services, or procedures that insurance will not cover. However, it goes beyond medical bills. Many people with chronic injuries or health conditions are unable to work full time, which limits their ability to hold a steady job and care for their families.

If this describes you, you are not alone. You are also not without options. The Social Security Administration offers benefit programs specifically for people with ongoing medical conditions. If you’re approved for one of these programs, you’ll receive monthly assistance to help ease your financial stress.

What benefit programs are available under Social Security?
There are two disability programs under Social Security: Disability Insurance (SSDI) and Supplemental Social Income (SSI).

The two programs have some distinct differences. SSDI is a benefit program for workers who have “paid into” the Social Security system for multiple years. They can receive benefits through the Social Security treasury when they are unable to work for an extended period of time due to a medical condition. The medical condition must be expected to last at least one year or result in death. SSI, on the other hand, is a needs-based program intended to help individuals with very low incomes who are either elderly, blind, or disabled. It’s funded by taxes.

How can you know if you qualify for Social Security Disability Insurance?
The national Social Security Administration lays out the following guidelines for anyone applying for these benefits:

  • You are age 18 or older
  • You do not currently receive benefits on your own Social Security Record
  • You are unable to work because of a medical condition. This condition is expected to last for at least one full year or result in death. 
  • Your previous application has not been denied in the last 60 days.

 

Can I receive SSDI or SSI while working?
To be approved for SSDI, you can’t earn above the threshold of what’s considered “substantial gainful activity” (SGA), which is $1,170 per month for 2017. The SGA is adjusted annually. If your monthly income without SSDI is more than $1,170, then you are not considered a disabled worker and will be denied SSDI benefits. Only work income is considered for SSDI; other income, like investments, are not included in the SGA limit.

For SSI, there’s a limit of around $1500/month on all forms of income, both earned and unearned (investments, etc). This cap applies both when you’re in the process of applying for SSI and once you’ve been approved and begin receiving SSI.

How can I begin the process of applying for SSDI?
You can now submit an online application through the Social Security Administration website at https://www.ssa.gov/applyfordisability. You’ll want to begin by printing and review the Adult Disability Application Checklist to ensure you have all the needed information. Next, you’ll complete the Disability Benefit Application itself. This application is lengthy; it requires you to answer questions about yourself, your medical condition, and your work. Finally, you’ll need to submit a Medical Release Form.

After receiving all of the required information, the Social Security Administration will send you an application confirmation. Then they’ll review the application, contact you if more information is needed, inform you if your family members are eligible to receive benefits on your record, process your application, and then mail you their decision. The process is lengthy and complex, so you can expect for it to take between 3-5 months if there are no complications.

Find a Social Security Disability Insurance Lawyer in Arkansas Today
If you have questions about whether you qualify for either SSDI or SSI, or applied for Social Security benefits and have been denied, the lawyers at Taylor King Law are ready to help. With extensive experience working with insurance, the Social Security Administration, and other government members, our team can help you make sense of the complex process of applying for SSDI and ensure you get the benefits you deserve. You don’t have to walk this road alone; Taylor King will be On Your Side, By Your Side. Call today at 1-800-CAR-WRECK (800-227-9732) to begin your FREE consultation, or visit our website at https://www.taylorkinglaw.com/ .