At some point during the process of filing a slip and fall injury claim, you may be offered a settlement from the insurance company. While it might be tempting to accept the initial offer, there are several things to consider before making a decision. Once you have accepted a settlement and signed the document, you cannot further pursue the case, even if further medical bills arise.
Insurance companies are often quick to make an offer in the hopes of a short settlement process. The initial offer might be significantly lower than your overall damages. There is no need to make a hasty decision before consulting an attorney. In fact, if you’ve retained the services of a personal injury attorney, the settlement offers will come first to your attorney, who will then discuss the matter with you. He or she will help you consider these questions:
- Are you aware of all the different types of damages that are available to a victim of slip and fall accident?
- Are all your injuries accounted for?
- Did you consult the right medical experts who specialize in treating your type of injuries?
- Are you aware of any possible long-term effects that can be caused by your injuries?
- Did you have your slip and fall case valued by an experienced attorney?
- Do you have a strong case against the party at fault for your accident?
- What are the possible defenses that can be used against your lawsuit?
Because slip and fall cases are often difficult to prove in court, it may in your best interest to settle out of court. But don’t be afraid to ask questions before making a final decision. Settlements are quite common in personal injury cases; however, slip and fall cases are usually difficult to prove in court, and hence a settlement offer is usually a fantastic sign. However, make sure you have hired an experienced attorney to handle the negotiations and for valuing your case. If your attorney advises you to settle, ask him or her to explain why it would be prudent to accept the particular settlement amount.